Periodic Annuity Present Value Calculator
Value a finite stream of equal payments.
Your result
FINANCIALEnter your values and select calculate.
On this page How it works & practical examples
How to use the Periodic Annuity Present Value Calculator
Value a finite stream of equal payments. Match the discount rate to the payment period and choose whether the first payment is immediate or at the end of the first period.
The calculation
Worked example
Ten $1,000 payments at 0% discount have present value $10,000 under either timing convention.
Assumptions and limits
No lifetime survival model, taxes, fees or insurer guarantees. This is a financial annuity formula, not a quote for an insurance annuity product.
Common questions
Which inputs should I use?
Value a finite stream of equal payments. Match the discount rate to the payment period and choose whether the first payment is immediate or at the end of the first period.
What does the result exclude?
No lifetime survival model, taxes, fees or insurer guarantees. This is a financial annuity formula, not a quote for an insurance annuity product.