VA Purchase Funding Fee and Payment Calculator
Estimate standard purchase funding fees and fixed-rate payments for a confirmed eligible VA borrower.
Your result
FINANCIALEnter your values and select calculate.
On this page How it works & practical examples
How to use the VA Purchase Funding Fee and Payment Calculator
Use the standard VA purchase-loan fee table, down-payment tier and confirmed exemption status. The payment is principal and interest only, using a fixed rate supplied by you.
The calculation
Worked example
A $300,000 first-use purchase with zero down and no confirmed exemption has a $6,450 fee at 2.15%, and $306,450 financed when the fee is rolled in.
Assumptions and limits
Does not determine service eligibility, entitlement, loan approval, exemptions or county limits. Excludes refinance, construction exceptions, taxes, insurance and other closing costs; verified rule snapshot is dated October 14, 2026.
Common questions
Which inputs should I use?
Use the standard VA purchase-loan fee table, down-payment tier and confirmed exemption status. The payment is principal and interest only, using a fixed rate supplied by you.
What does the result exclude?
Does not determine service eligibility, entitlement, loan approval, exemptions or county limits. Excludes refinance, construction exceptions, taxes, insurance and other closing costs; verified rule snapshot is dated October 14, 2026.