Vehicle Rebate vs Low Rate Calculator
Compare two mutually exclusive purchase offers with the same price, down payment and loan duration.
Your result
FINANCIALEnter your values and select calculate.
On this page How it works & practical examples
How to use the Vehicle Rebate vs Low Rate Calculator
Compare two mutually exclusive purchase offers with the same price, down payment and loan duration. The headline is regular-with-rebate payments minus promotional payments.
The calculation
Worked example
At zero rates for both offers, the $2,000 rebate reduces total loan payments by exactly $2,000.
Assumptions and limits
Taxes, offer eligibility, dealer fees, investment of payment differences and time-value discounting are excluded. Both financed balances must be non-negative.
Common questions
Which inputs should I use?
Compare two mutually exclusive purchase offers with the same price, down payment and loan duration. The headline is regular-with-rebate payments minus promotional payments.
What does the result exclude?
Taxes, offer eligibility, dealer fees, investment of payment differences and time-value discounting are excluded. Both financed balances must be non-negative.