Rent vs Buy Cash Scenario Calculator
Compare cash spent over a chosen horizon and explicitly enter sale proceeds and remaining debt.
Your result
FINANCIALEnter your values and select calculate.
On this page How it works & practical examples
How to use the Rent vs Buy Cash Scenario Calculator
Compare cash spent over a chosen horizon and explicitly enter sale proceeds and remaining debt. Buying cost includes mortgage principal paid, then recovers the modeled equity through net sale proceeds.
The calculation
Worked example
The entered five-year example gives $55,000 net buying cash cost versus $90,000 rent, a difference of −$35,000.
Assumptions and limits
No appreciation, debt balance, rent growth, taxes, investment opportunity cost or discounting is predicted. The inputs are scenarios, not a recommendation to buy or rent.
Common questions
Which inputs should I use?
Compare cash spent over a chosen horizon and explicitly enter sale proceeds and remaining debt. Buying cost includes mortgage principal paid, then recovers the modeled equity through net sale proceeds.
What does the result exclude?
No appreciation, debt balance, rent growth, taxes, investment opportunity cost or discounting is predicted. The inputs are scenarios, not a recommendation to buy or rent.