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FINANCIAL

College Cost Funding Scenario Calculator

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Costs are paid at the beginning of each academic year.

Your inputs

USD
years
years
%
%
USD

Example values are shown. Edit them for your calculation.

Inputs stay in this page. No account needed.

Your result

FINANCIAL

Enter your values and select calculate.

Next steps

Choose a related calculation for your next question. Enter your values on the next page.

On this page How it works & practical examples

How to use the College Cost Funding Scenario Calculator

Costs are paid at the beginning of each academic year. Discount each projected year separately back to today to estimate a current lump-sum funding requirement.

The calculation

Required current fund = Σ[current annual cost×(1+cost growth)^(wait+i)/(1+savings return)^(wait+i)]

Worked example

Four years at $20,000 with no cost growth or savings return require $80,000 today, leaving a $70,000 gap against $10,000 saved.

Assumptions and limits

No real school fees, grants, loans, tax benefits or admissions information are fetched. Constant growth rates are scenario assumptions.

Common questions

Which inputs should I use?

Costs are paid at the beginning of each academic year. Discount each projected year separately back to today to estimate a current lump-sum funding requirement.

What does the result exclude?

No real school fees, grants, loans, tax benefits or admissions information are fetched. Constant growth rates are scenario assumptions.

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