US Owner RMD Uniform Table Calculator
Estimate an owner distribution using the IRS Uniform Lifetime Table for supported cases.
Your result
FINANCIALEnter your values and select calculate.
On this page How it works & practical examples
How to use the US Owner RMD Uniform Table Calculator
Use the previous December 31 balance and age reached during the selected year. This table applies to the stated owner cases; confirm applicability before reading the arithmetic result.
The calculation
Worked example
$265,000 divided by the age-73 denominator of 26.5 gives $10,000.
Assumptions and limits
Rejects inherited accounts, Roth owner distributions and the more-than-ten-years-younger sole-beneficiary spouse case. No account aggregation, deadline, first-year deferral or penalty calculation; the calculator does not determine whether an account’s RMD has legally started.
Common questions
Which inputs should I use?
Use the previous December 31 balance and age reached during the selected year. This table applies to the stated owner cases; confirm applicability before reading the arithmetic result.
What does the result exclude?
Rejects inherited accounts, Roth owner distributions and the more-than-ten-years-younger sole-beneficiary spouse case. No account aggregation, deadline, first-year deferral or penalty calculation; the calculator does not determine whether an account’s RMD has legally started.