Down Payment and Closing Cash Calculator
Separate the purchase equity contribution from other closing cash.
Your result
FINANCIALEnter your values and select calculate.
On this page How it works & practical examples
How to use the Down Payment and Closing Cash Calculator
Separate the purchase equity contribution from other closing cash. The closing percentage is an estimate supplied by you, not a region-specific tax or fee schedule.
The calculation
Worked example
$300,000 with 20% down, 3% entered closing costs and $1,000 other costs requires $70,000, a $20,000 shortfall against $50,000.
Assumptions and limits
No mortgage eligibility, escrow credits, prepaid interest or reserve rule is inferred. Avoid adding charges twice if already included in the percentage.
Common questions
Which inputs should I use?
Separate the purchase equity contribution from other closing cash. The closing percentage is an estimate supplied by you, not a region-specific tax or fee schedule.
What does the result exclude?
No mortgage eligibility, escrow credits, prepaid interest or reserve rule is inferred. Avoid adding charges twice if already included in the percentage.