Inflation-Adjusted Return Calculator
Calculate the change in purchasing power from a nominal return and inflation for the same period.
Your result
FINANCIALEnter your values and select calculate.
On this page How it works & practical examples
How to use the Inflation-Adjusted Return Calculator
Match the investment period and inflation period. Convert both percentages to growth factors before dividing; simply subtracting the percentages is only an approximation.
The calculation
Worked example
An 8% nominal return and 3% inflation give about 4.8544% real return.
Assumptions and limits
User-supplied rates only. No price index, currency conversion, tax treatment or future return is fetched or predicted.
Common questions
Which inputs should I use?
Match the investment period and inflation period. Convert both percentages to growth factors before dividing; simply subtracting the percentages is only an approximation.
What does the result exclude?
User-supplied rates only. No price index, currency conversion, tax treatment or future return is fetched or predicted.