FINANCIAL

Employer-Match Savings Scenario Calculator

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Model a simple employer matching arrangement with constant salary and annual end-year contributions.

Your result

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Enter your values and select calculate.

Next steps

Choose a related calculation for your next question. Enter your values on the next page.

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On this page How it works & practical examples

How to use the Employer-Match Savings Scenario Calculator

Model a simple employer matching arrangement with constant salary and annual end-year contributions. Match percentage is dollars of match per employee contribution dollar within the eligible salary cap.

The calculation

Employer amount = salary × min(employee%, eligible cap%) × match%; future balance accumulates annual end-year contributions

Worked example

$10,000 starting balance, $3,000 employee contributions and $1,800 employer match annually for ten years at 0% give $58,000.

Assumptions and limits

Does not apply statutory 401(k) limits, age catch-up rules, vesting, taxes or withdrawal penalties. Use actual plan terms and applicable legal limits separately.

Common questions

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What does the result exclude?